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Research Agenda · v1

What we choose to study, and why.

The agenda is how we guarantee independence: we decide what to research; sponsors fund work from this list, never onto it. Focus for this cycle: South Africa, merchant payments first.

Flagship — annual

Committed

The State of Merchant Acquiring & Acceptance in South Africa

The definitive annual map of how South African merchants get paid: the acquiring landscape and economics, the acceptance-technology shift, and the SME Merchant Payments Opportunity as the hero theme.

Quarterly intelligence

Committed

The Payments Brief PayShap Tracker

A quarterly read on real-time / account-to-account payments in South Africa — adoption, trends and interpretation, on public data.

Planned

Planned

The State of Digital Commerce & Online Payments in South Africa

The card-not-present and e-commerce acceptance layer; a natural second flagship.

Planned

South African Payments Regulation & the National Payment System — Annual Review

The trusted, plain-language interpretation of the regulatory landscape.

Planned

Payment Fraud & Risk in South Africa

The threat landscape at the point of acceptance and online.

Under consideration

Under consideration

Further on the radar

The cash-to-digital transition; a SoftPOS / tap-to-phone deep dive; card vs account-to-account; open banking / open finance; and cross-border & remittances across SADC — earned as we expand beyond South Africa.

Sponsoring research from this agenda

Organisations that benefit from a better-understood market can fund work from this agenda under our Editorial Independence Policy. Funding supports the research; it does not direct it.

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