The agenda is how we guarantee independence: we decide what to research; sponsors fund work from this list, never onto it. Focus for this cycle: South Africa, merchant payments first.
Flagship — annual
CommittedThe State of Merchant Acquiring & Acceptance in South Africa
The definitive annual map of how South African merchants get paid: the acquiring landscape and economics, the acceptance-technology shift, and the SME Merchant Payments Opportunity as the hero theme.
Quarterly intelligence
CommittedThe Payments Brief PayShap Tracker
A quarterly read on real-time / account-to-account payments in South Africa — adoption, trends and interpretation, on public data.
Planned
PlannedThe State of Digital Commerce & Online Payments in South Africa
The card-not-present and e-commerce acceptance layer; a natural second flagship.
PlannedSouth African Payments Regulation & the National Payment System — Annual Review
The trusted, plain-language interpretation of the regulatory landscape.
PlannedPayment Fraud & Risk in South Africa
The threat landscape at the point of acceptance and online.
Under consideration
Under considerationFurther on the radar
The cash-to-digital transition; a SoftPOS / tap-to-phone deep dive; card vs account-to-account; open banking / open finance; and cross-border & remittances across SADC — earned as we expand beyond South Africa.